Is it me or is life getting more and more expensive these days

#41
Problem with that can be earning potential in these nice but more remote areas, I’ve looked into it only as a passing interest but have found that, for me, my pay would more than halve while my rent (like for like) would less than halve while groceries, utilities etc. would be the same or increase, therefore defeating the purpose.
I moved to the country with an express purpose to retain remote or telecommute work. It's been somewhat difficult as the mass invasion/immigration of high tech labor has increased but lately with the pressure on the Trump admin to block it my opportunities have gone up. Grocery bills still surprise me sometimes though.
 

Ronsonfly

Toxic White Male
#42
I earned £1000 extra last month working a private job on the weekend, literally have nothing extra in the bank account now. There’s always something that comes up, car insurance, dentist, car insurance excess, boiler repair, kids birthday. Something like that crops up every month and costs me minimum £500. If I were single and without kids I’d be saving £1000 a month easily.
As your legal advisor, I'd advise you to not follow the below financial advice. :lol:
If you think your income takes a hammering every month with a wife and kids, it's nothing compared to the hammering it will take with an ex-wife and kids. :deal

As your financial advisor, i think its about time you leave the wife and kids
 

hazza

wasted chemist
#43
There are a lot of tricks being played on consumers. I suppose there always have been. But when the size of long standing items is subtly reduced it amounts to pure deception.
maccas have reduced the size of their burgers, i am sure of it. a big mac used to be enough, now you need at least 2 with a large chips. i read somewhere some bloke has actually been weighing them over the last 2 decades or something and he says they are definitely getting smaller.
 

hazza

wasted chemist
#44
Spending is fine if you 1) Really want it and 2) All your necessities are paid for. If all your bills are paid then sure, buy the new TV. If you are sitting on a mountain of debt pay some chunk of that instead. It won't be as enjoyable right away like the new TV but it will be more enjoyable a year from now.

And that's really how people need to think. Less short term, more long term.
no, no, you've got it all wrong mate.

the aussie way is this:

1. amass as much debt as possible
2. mortgage yourself to your eyeballs
3. attend barbecues and brag about what an astute investor you are
4. when cash is tight, just max out your credit cards
5. have absolutely no savings in the bank
6. convince yourself and others that property is the only way to go, it will pay itself off and you will be a multi millionaire in retirement
7. have at least 2 suvs in your driveway, better yet, get them as a package deal with your mortgages
 

hazza

wasted chemist
#45
Problem with that can be earning potential in these nice but more remote areas, I’ve looked into it only as a passing interest but have found that, for me, my pay would more than halve while my rent (like for like) would less than halve while groceries, utilities etc. would be the same or increase, therefore defeating the purpose.
well i live in a remote but not so nice area and the salaries out here are double normal on average. that's the only reason i'm out here. but yeah if i went to somewhere like port macquarie or tassie, it'd be impossible to find work like mine that pays anywhere near out here. funnily enough tho, the cost of living in mt isa is not really any different to the coast. my flat is 170/wk and i only spend another 230/wk on fuel, food and piss. so i get away with living on 400/wk and save the rest.
 

DBerry

complete and utter prick
#46
well i live in a remote but not so nice area and the salaries out here are double normal on average. that's the only reason i'm out here. but yeah if i went to somewhere like port macquarie or tassie, it'd be impossible to find work like mine that pays anywhere near out here. funnily enough tho, the cost of living in mt isa is not really any different to the coast. my flat is 170/wk and i only spend another 230/wk on fuel, food and piss. so i get away with living on 400/wk and save the rest.
Yeah, you’re almost mirror opposite to me due to your profession, you have to live in a mining community, which is always remote, in order to maximise your earnings. I was looking into moving to Warnambool or Portland years ago, to live somewhere nice in those places it would still be costing me close to $400 a week in rent but, as a carpenter, in order to make the same money I make working essentially part time here in Melbourne I’d have to be working full time as well as going back to boxing training almost full time after hours, and those two places are three and four hours drive from Melbourne.
 

hazza

wasted chemist
#47
Yeah, you’re almost mirror opposite to me due to your profession, you have to live in a mining community, which is always remote, in order to maximise your earnings. I was looking into moving to Warnambool or Portland years ago, to live somewhere nice in those places it would still be costing me close to $400 a week in rent but, as a carpenter, in order to make the same money I make working essentially part time here in Melbourne I’d have to be working full time as well as going back to boxing training almost full time after hours, and those two places are three and four hours drive from Melbourne.

yep, i totally understand. it's a balancing act. if i was on the coast working in this job i'd be making 45k max. out here i'm on more than twice that. my family and friends are always saying what are you doing out in mt isa and i say yeah i know, its not the nicest place, but its for a reason, to save as much as possible and buy a decent flat on the coast. once i get that, hell, i'll bloody work at bunnings as long as i can go hit the surf after work :good
 
#48
They're under no obligation to stop you from buying their products. Everything in their marketing plan is designed to break you. The problem isn't the product nor the ad nor the company. The problem is parenting and a serious deficit in K-12 education regarding money and debt. Loads of kids have no idea for example how much money they need to make just to have a mortgage. By the time they're adults they have crippling debt.
That is the bigger picture and I agree with you. But when the size of long standing items are subtly reduced in size it amounts to nothing more than deception and often it is on items children are the main purchasers of.
 
#49
maccas have reduced the size of their burgers, i am sure of it. a big mac used to be enough, now you need at least 2 with a large chips. i read somewhere some bloke has actually been weighing them over the last 2 decades or something and he says they are definitely getting smaller.
No surprise there. One trick the fast food chains have pulled for a long time is to use people with small hands in their advertisements, making the food look larger than it really is.
 
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