Looking for my first house

Jul 29, 2012
20,830
5,224
Congratulations, Plankton !

View attachment 14973

You're only two and a half hours from Copenhagen.


Now, take a week or two of a rest, maybe get moved in, and then...

Start looking for your next pad for when you 'move up.'


Judging by how long it took you to find this house, you need to get started on the next one...

Right away.
You put that cork back in that fucking bottle. You jinx that man out of this house and we will collectively rain fire and fury down upon you with such intensity and righteous action that you will cease to be before the severity of your error has even occurred to you.

This isn't simply about a house anymore, or @plankton goddamnit. This is about all of us. Many of us were children when he set upon this journey, full of belief that he would procure such a thing within a reasonable amount of time. What a fool he was. What fools we all were. But now we have arrived to the point of seeing shoreline through the mist. I will not have YOU, SETANTA sink these hopes when hope has been restored. If Plankton can buy a house, then COVID can be eliminated, real patriots with a sound mind can be elected President, and the NY Jets can spend the money to develop a strong core of receivers.

Recork that bottle.
 

Setanta

BAD MOTHERFUCKER
May 24, 2013
8,327
3,552
Emain Macha
You put that cork back in that fucking bottle. You jinx that man out of this house and we will collectively rain fire and fury down upon you with such intensity and righteous action that you will cease to be before the severity of your error has even occurred to you.

This isn't simply about a house anymore, or @plankton goddamnit. This is about all of us. Many of us were children when he set upon this journey, full of belief that he would procure such a thing within a reasonable amount of time. What a fool he was. What fools we all were. But now we have arrived to the point of seeing shoreline through the mist. I will not have YOU, SETANTA sink these hopes when hope has been restored. If Plankton can buy a house, then COVID can be eliminated, real patriots with a sound mind can be elected President, and the NY Jets can spend the money to develop a strong core of receivers.

Recork that bottle.

Good God, man, I had no idea.

I never realized the cosmic significance of Plankton's search for suitable shelter...or how much was at stake.

Who am I to comment on his noble, Quixotic quest, if such comment risks drawing the ire of the fates.


I will refrain from any further remarks on this momentous matter until @plankton is safely and securely ensconced in his newly acquired domicile.
 
Jul 6, 2019
6,876
7,199
I bought a place this week. Viewed two on Monday. Went to see one on Wednesday. Put a bid in on Thursday. Was accepted on Friday. Will start all the legal stuff next week.

Bush, bash, bosh, done. No messing about.
 
Jul 6, 2019
6,876
7,199
Started filling in an online mortgage form.

Gave up when it asked "are you single, married, divorced, separated".

I'm none of the above. Looks like I'll need to speak to a person.

We got a good deal in principle because we have a very good LTA ratio and interest rates are so low right now.
 
Reactions: plankton
Jun 12, 2012
8,075
4,742
Denmark
Sorted out the stuff with transfering to a new bank. Got a lawyer for the legal stuff and now I'm just waiting for the sales contract. As long as the bank and lawyer can approve the sale (which should be a formality) the sale should be final 2 weeks after we sign it
 
Jul 6, 2019
6,876
7,199
Sorted out the stuff with transfering to a new bank. Got a lawyer for the legal stuff and now I'm just waiting for the sales contract. As long as the bank and lawyer can approve the sale (which should be a formality) the sale should be final 2 weeks after we sign it
I'm going through the same stuff. Money laundering checks, proof of funds, all that fun stuff.
 
Jul 29, 2012
20,830
5,224
A
Amen. It's a total pain in the ass.
I'm having a mild, sustained, partially alcohol contributed panic attack from the long-term visa process we will undergo in the next year or two. I can't imagine spending 400k at the moment on a house and dealing with all of that paperwork. I'd end up on some pills over that shit.
 
Reactions: SwollenGoat
Jul 6, 2019
6,876
7,199
I'm having a mild, sustained, partially alcohol contributed panic attack from the long-term visa process we will undergo in the next year or two. I can't imagine spending 400k at the moment on a house and dealing with all of that paperwork. I'd end up on some pills over that shit.
It's not that bad. It's a pain, but most of it is easy enough to get. It's probably going to be more complicated because you are moving country, but you should be able to get lawyers and agents who specialise in that.

There is more paperwork for selling than buying imo. In scotland that is.
 
Jul 29, 2012
20,830
5,224
It's not that bad. It's a pain, but most of it is easy enough to get. It's probably going to be more complicated because you are moving country, but you should be able to get lawyers and agents who specialise in that.

There is more paperwork for selling than buying imo. In scotland that is.
I've never sold, only bought. The process seems intended to keep you on Xanax. It seems like everything is more "on you" than with buying. Fails inspection? On you. Bank thinks your valuation is bullshit? On you. Repairs taking too long because contractors can be bastard men? On you.

When buying it's like...not really your fault. Stressful for sure, but only in that it is largely out of your control.
 
Jun 12, 2012
8,075
4,742
Denmark
Sales contract is now signed. My lawyer and the bank's assessor can still cancel the contract if they find something they can't approve but that's unlikely. Both parties can also cancel it within the next 2 weeks. So in less than 2 weeks this deal should be final.

I'm moving in March 1st 2021 (They're moving back into their other house that is currently rented to someone else. That's why it's not sooner)
 
May 17, 2013
11,076
9,477
Louisiana
Sales contract is now signed. My lawyer and the bank's assessor can still cancel the contract if they find something they can't approve but that's unlikely. Both parties can also cancel it within the next 2 weeks. So in less than 2 weeks this deal should be final.

I'm moving in March 1st 2021 (They're moving back into their other house that is currently rented to someone else. That's why it's not sooner)
So, you're going to own the house in the next couple weeks barring some unforeseen problem--------Do they plan on staying in the house and paying rent until your occupancy gets close in 2021, or are they moving back into their rental property, displacing the current tenants and the house you're buying sits idle for 6+ months????


Congratulations on making that step and I hope it all works out for you. It's been a LOOOONNNGGGG time coming.
 
Reactions: plankton